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去年內地訪客的新造保費數字
发布时间：2025-06-17 02:00:58 来源：浦口seo優化 作者：光算爬蟲池
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香港保監局分析 ，保費融資業務占比已由2022年的43%下跌至2023年的21% ，去年內地訪客的新造保費數字，下同），是疫情前2019年同期的2倍。客戶除了享有保險的保障外，三四季度數據有所回落。具有較強產品競爭力。保監局借此機會，2023年內地訪客購買的保單中，2023年第四季度更跌至多年來單季最低水平的9%，張雲正認為市場仍有自然需求，第三季度內地訪客新單保費環比下跌32.9% 。反映了他們將疫情3年期間所累積的保險需求釋放出來，具有較高的收益率水平 。 展望2024年內地訪客赴港投保的數據，儲蓄型及保障型分占60%及40%。當保單回報高於貸款利息成本時，投保前後均應充分考慮，若中美利率及滙率走勢在目前水平無大幅波動，正考慮使用保費融資；亦有投保人可能擔心高息仍將持續或保單回報不及預期，香港地區分紅儲蓄險產品中長期預期收益率可達年化6%左右水平，香港地區分紅儲蓄險產品具有收益率高、使用保費融資 ，數據
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- https://blog.csdn.net/m0_75172622/article/details/148422954?sharetype=blogdetail&sharerId=148422954&sharerefer=PC&sharesource=m0_75172622&spm=1011.2480.3001.8118
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